Home Blog

How to Improve Privacy in Your Phone


Why you need security?
Several android users have been a victim of data theft, and despite all the security features, the
malpractices always find a way around. Android phones are able to track locations and view
the entire browsing history. Your private data is visible to them, and it is easily misused by
anyone. Here are a few solid ways to protect your data:
Not many practice encryption and that leads messages and browsing history vulnerable to
prying. However, encryption can protect your data by scrambling it for illicit viewers. Only the
right key can unscramble it, and whatever is retrieved is often not in a readable format. Apps
offering end-to-end encryption are Whatsapp and Snapchat.
Lock Screen
This is the most basic step to protect your mobile from data theft. It is easy to set up a PIN or a
passcode for locking the phone. You can encrypt your entire mobile phone from the setting,
making it impossible to access any application without the security code.
Your web searches activity is always being tracked; you can block this by setting up a VPN, also
called the virtual private network. Once you set up a VPN, the website will be connected to a
server rather than directly to your Android device. VPN cannot provide anonymity but offer
reasonable privacy to the users. There is a flip side to using VPN is such that the device speed
decreases. A few popular VPN include TunnerBear and CyberGhost.
Hidden Messages App For Android
Many apps provide end-to-end encryption and such they are unable to be read by anyone else
apart from you. Privacy invasion happens more often that you can imagine and your messages
are the first that are snooped over. Here is a list of the best-hidden messages app for Android
that you can use for sharing encrypted messages:

Hide SMS
This app is used to keep all your conversations under wraps. You can pick any message that you
want to hide and lock it with a pin. It gives you absolute control over your cellphone.
The key features of this app include unlimited storage for hidden messages and even an option
to hide the application itself.
This popular app is to hide messages, pictures, and even videos. Vault is a Password-protected
app, which can be auto-set to capture a picture of a person who is trying to get access to your
mobile device. Moreover, you can even hide this app from your home screen with just turning
on the stealth mode.
Private Space
This app is available for from the Google Play store. It provides ample security to your messages
and contacts. In addition, it can also hide contacts from your address book. It has a lot of
customization to notification such as a specific ringtone for an incoming message.
To keep your data secure, you need to have full-proof security in place for your device digitally
and physically. You can keep prying eyes at bay by following the aforementioned methods to

Affordable Home Office Design Options


Affordable Home Office Design Options

1. Your Workspace

Your home workspace doesn’t have to be fancy or extensive. It should be spacious enough to comfortably accommodate your basic professional needs:

  • Sufficient desk space to accommodate your work process and computer setup
  • Auxiliary furniture sufficient to accommodate office equipment, such as a printer and desk phone
  • Sufficient storage and filing space

Nowhere is it written that your home office must comprise an entire room, though working in a multi-purpose room may jeopardize your eligibility for the home office tax deduction. Rather than commandeer a spare bedroom or playroom, consider finding under-utilized space in:

  • Large entryways
  • Three-season porches or sunrooms
  • Alcoves or closets under stairways
  • Kitchen eating nooks
  • Corners of larger rooms, such as your master bedroom, spare bedroom, or living room

By efficiently arranging your furniture to fit the available space, you might be able to fit your professional life into a smaller volume than you imagine. For spaces without doors, consider a portable partition, like these options from Walmart ($40 to about $300, depending on size and style). differently and better utilize the space in your home.

If your work demands more space — for instance, you’re an artist or design professional working with large-format schematics or specialized equipment — then you probably will need a standalone office separated from your home’s living area. Depending on your budget and the size of your house and property, this could be:

  • A finished basement
  • An accessory dwelling unit standing separate from your main house
  • A bonus room above an attached garage
  • An addition to your main house

2. Your Work Surface

Your desk is the centerpiece of your home office. It’s where you do most of your work, and organize most of the items you need on a daily basis.

Office desks come in all shapes, sizes, and configurations:

  • Standard square or rectangular desks
  • Corner desks designed to fit into two-sided spaces
  • L-shaped desks with two intersecting rectangular spaces
  • Rolling desks, usually square or rectangular
  • Adjustable standing desks (vertical climb desks)

You don’t have to pay office supply store prices to procure an affordable, attractive desk that checks all your boxes. Consider:

  • Making a Desk From Found Items. Take a flat door, turn it horizontally, balance one end on the top of your filing cabinet, and attach two sturdy wooden or plastic pillars of identical height at the other end. This is basically what you get from entry-level Ikea desks — why not make it yourself and save a couple hundred bucks? If you don’t have a spare door at home, ask around the neighborhood, or pick one up cheaply at an office surplus store. If you need to cut the door to fit a smaller space, borrow a bandsaw from a tool lending library.
  • Buying and Fixing Up a Used Desk. Don’t feel like repurposing another piece of office furniture? Scrounge through offerings on Craigslist (the free section is ideal) and at flea markets, garage sales, and pawn shops. You might need to sand and repaint or re-stain the desk (a $20 to $40 outlay, if you have to buy new paint or stain), but it’ll still be yours for a fraction of the cost of a new desk.
  • Buying an Affordable New Desk. As a last resort, visit your local office surplus store to find a cheap desk that hasn’t yet found a willing buyer. This is usually cheaper than picking up a build-your-own desk at Ikea or Office Depot. Laminate desks are usually cheaper than solid wood; you can always paint yours darker to obscure its budget-friendly origins.

3. Your Seating

If you plan to work from home full-time, you’re going to be spending hours on end sitting or standing (or both) at your desk. Ergo, your seating and/or standing configuration needs to be as ergonomic as possible. (Pun intended.)

Rare is the office worker who can stand at his or her desk for eight consecutive hours or more. Unless you’re willing to do so, you’ll need a comfortable office chair that doesn’t swell your home office design budget. Rather than buy new, consider these options:

  • Commandeer an Existing Chair. The cheapest way to procure seating for your home office is to borrow a chair from yourself. Commandeering a kitchen or dining room chair costs you nothing but the calories needed to carry it between rooms. The obvious drawback here is selection — you’re stuck with what you have, even if it’s less than ideal. Most domestic chairs suitable for office use don’t roll or recline, for instance. If height is the only issue, choose a lower chair and add a pillow or two to raise your level.
  • Buy A Used Chair. If you don’t have an appropriate chair on hand, check Craigslist (starting at the free section) and eBay or scan in-person options: flea markets, office furniture stores, garage and yard sales, or starters. Since they wear out fairly fast and rarely hold their style, office chairs are among the easiest furniture items to buy secondhand.

4. Your Storage & Shelving

Your workflow is only as efficient as its organization, particularly if you commingle your work and non-work lives in the same room.

A sensible, scalable organization system is neat and (mainly) clutter-free, with straightforward indexing and categorization for items that aren’t visible at a glance. Depending on your needs, your home office’s physical organization system might include:

  • One or more filing cabinets with hanging folders (for instance, these multi-drawer cabinets from Office Depot Office Max, starting around $70)
  • Desktop paper trays for mail and near-term projects (for instance, these metal trays from Office Depot Office Max, starting at less than $6)
  • One or more shelves for reference books and bulky files (for instance, these multi-tier office bookshelves from Staples, starting at about $50)
  • Stacking drawers for office supplies, such as paper clips and printer cartridges (for instance, these stackable drawers from The Container Store, starting at less than $6 per drawer)
  • One or more security boxes for sensitive items, such as physical storage media with confidential client files (for instance, this First Alert waterproof fire chest from Amazon, $80)
  • Plastic cups for pens and business cards ($3 to $5 for a 100-pack at your local grocery store)

Consider these options to further reduce your out of pocket costs:

  • Build Your Own. You can build sturdy wooden cabinets and shelves for a fraction of the cost of new, pre-built options. Spend a few minutes searching YouTube for how-to videos, then visit your local hardware store to pick up raw materials and tips from staffers. If you don’t need a ton of shelf space, consider DIY floating shelves that hang out from your office walls — they look great and don’t attract dust.
  • Purchase Used. If you don’t have the time or skill to build office storage from scratch, you’re in luck — you can buy most, though probably not all, of the items listed above secondhand. You can also find used items to repurpose — for instance, magazine racks are great for storing and categorizing loose papers. For most of these items, office surplus stores are your best bet; cabinets and shelving tends to move more slowly than desks and chairs, so real discounts are possible here. Check local demolition companies and building contractors, too; they often have extra furnishings and fixtures from houses they’re remodeling. Otherwise, check the usual sources: Craigslist, flea markets, garage sales, and so on. If you obtain wooden furniture that has seen better days, sand it down and slap on a coat of paint or stain.
  • Go All-in on Containers. If your budget is really tight, or you’re worried that putting new holes in the wall will reduce your apartment security deposit refund, increase your reliance on stackable plastic storage containers. Sure, a container-based paper filing system won’t be as crisp as a cabinet-based system, but clearly labeling and neatly stacking manila folders achieves pretty much the same result. For maximum visual impact, choose multi-hued containers.

5. Your Downtime

Downtime in a home office? Yes, it’s a thing — one that could keep you at peak performance through (and beyond) regular business hours. Rather than leave your home office to take an afternoon nap in your bed or on the living room couch, why not add a comfy couch or daybed (the ever-versatile CouchBed starts at about $300, for instance) to the space?

You don’t want your home office’s leisure features to distract you from business at hand, but you do have a vested interest in increasing your home office’s appeal. Consider adding:

  • A pullout couch or daybed, like the CouchBed
  • A cushioned or reclining chair (for instance, this theater seating recliner from Amazon, starting at $120 or less)
  • A TV or monitor that can double as one
  • A video game console
  • Portable or fixed speakers more powerful than your laptop or desktop audio configuration
  • Books and magazines to read for pleasure

Be forewarned that adding leisure furniture and entertainment equipment to a dedicated home office space may jeopardize your eligibility for the home office tax deduction. Before you retrofit an existing office, consult IRS guidance and your tax professional.

Final Word

Setting up a productive home office doesn’t have to cost you an arm and a leg — nor need you sacrifice an entire room of your house or apartment to the cause.

It does require forethought, though. Before you dive into your home office design project, take the time to lay out your priorities and devise a vision that lives up to your professional needs, aesthetic standards, and unique workflow. With a little creativity and a lot of elbow grease, a stunning home office is within your grasp.

Best Small Business Credit Cards


Best Small Business Credit Cards

1. Chase Ink Business UnlimitedSM Credit Card

Chase Ink Business Unlimited CardChase Ink Business UnlimitedSM is an annual-fee-free business credit card the echoes Chase Freedom Unlimited, a consumer credit card that also earns unlimited 1.5% cash back. Ink Business Unlimited accrues cash back via Ultimate Rewards points, which can be redeemed for cash, gift cards, travel purchase, and general merchandise.

Additional perks include a generous sign-up bonus – worth $500 after you spend $3,000 in purchases within 3 months – and a 12-month, 0% APR promotion on purchases and balance transfers. The latter is a rarity among small business credit cards.

  • Sign-up Bonus: Earn $500 bonus cash after you spend $3,000 in purchases within 3 months after account opening.
  • Key Fees: This card has no annual fee and no employee card fees. The foreign transaction fee is 3%. Cash advances cost the greater of $15 or 5%. Balance transfers cost the greater of $5 or 5%.
  • Introductory APR: 0% APR on purchases and balance transfers for 12 months from account opening.
  • Regular APR: Once the promotional periods end, the purchase and balance transfer APR rise to range between 15.49% to 21.49% variable, depending on your personal creditworthiness and prevailing interest rates. The cash advance APR is 27.24% variable. There is no penalty APR.
  • Other Perks: Value-added benefits include complimentary auto rental insurance when you pay for your rental in full with your card, purchase protection on covered items for 120 days up to $10,000 per claim, and a 1-year extended warranty on items with existing eligible warranties of 3 years or less.

    2. Chase Ink Business CashSM Credit Card

    chase ink business cash credit cardInk Business Cash is a popular business credit card with a generous cash back rewards program, solid sign-up bonus, and reasonable APR. It holds down the Ink stable with the Chase Ink Business Preferred Card (see above), an even more generous business cash back card.

    When you spend at least $3,000 within 3 months of opening your account, you get $500 bonus cash back. From day one, you earn 5% cash back for office supply store and communications purchases (including Internet, TV, landline, and cell phone services), up to $25,000 per year. You earn 2% cash back on gas station and restaurant purchases, up to $25,000 per year. After reaching the $25,000 cap, you earn unlimited 1% cash back on these spending categories. All other purchases earn 1% unlimited cash back as well.

    Redeem accumulated cash back for statement credits or direct deposits starting at $20, airfare booked through Chase’s Ultimate Rewards portal (which offers the opportunity to boost your cash back by 20%, turning $500 in cash back into $625 in travel purchases), gift cards, and Amazon purchases. Redemptions start at $20.

    • Sign-up Bonus: Earn $500 bonus cash back when you spend at least $3,000 within 3 months of signing up.
    • Key Fees: There’s no annual fee. Foreign transactions cost 3% of the total transaction amount. Cash advances cost the greater of $15 or 5%, while balance transfers cost $5 or 5%.
    • Introductory APR: 0% on purchases for 12 months.
    • Regular APR: From your account opening date, the regular balance transfer APR is 15.49% to 21.49% variable, depending on your personal creditworthiness and prevailing interest rates. The regular purchase APR falls within the same range following the conclusion of the introductory period. The cash advance APR is 27.24% variable. There is no penalty APR.
    • Other Perks: Chase’s Purchase Protection plan covers new purchases against damage or theft for 120 days, up to $10,000 per claim and $50,000 total per account. The Extended Warranty plan offers complimentary extended warranty protection for an additional 12 months on warranties originally set to expire after three years or less.

      3. Chase Ink Business PreferredSM Credit Card

      chase ink business preferred credit card

    • Chase Ink Business Preferred is Chase’s flagship business credit card. Though it has a $95 annual fee that’s not waived in the first year, you get what you pay for: a generous rewards program that favors travel and everyday business purchases, an attractive points transfer feature that lets you swap your Chase Ultimate Rewards points for other companies’ loyalty currency at a 1-to-1 ratio, and (perhaps best of all) a massive sign-up bonus worth up to $1,000 in free travel.

      When you spend at least $5,000 within 3 months of opening your account, you get 80,000 bonus Ultimate Rewards points. That’s worth $800 when redeemed for cash, and $1,000 when redeemed for travel (thanks to Chase’s 25% bonus on all travel redemptions). If you travel a lot for business, that’s hard to resist.

      This card’s regular rewards program is equally impressive. The 3x tier is unusually generous: cardholders get 3 points per $1 spent on travel, shipping purchases, telecommunications purchases (such as Internet, cable, mobile phone bills), and advertising, up to $150,000 in combined spending across those categories in each account anniversary year. All other purchases earn unlimited 1 point per $1 spent.

      Redemption options include cash, travel, gift cards, Amazon.com purchases, general merchandise, and much more. And cardholders can increase the value and flexibility of their earned points by transferring them at a 1-to-1 ratio to popular travel loyalty programs such as British Airways Executive Club, Southwest Airlines Rapid Rewards, United MileagePlus, Marriott Rewards, and IHG Rewards Club.

      • Sign-up Bonus: Earn 80,000 Ultimate Rewards points, worth up to $1,000 on travel and $800 in cash, when you spend at least $5,000 within three months of account opening.
      • Key Fees: There’s a $95 annual fee, but no foreign transaction fee.
      • Introductory APR: There’s no introductory APR promotion.
      • Regular APR: From the day you open your account, the regular APR is 18.24% to 23.24% variable, depending on your personal creditworthiness and prevailing interest rates. The cash advance APR is 27.24% variable. There is no penalty APR.
      • Other Perks: This card comes with a slew of value-added benefits, including a cell phone protection plan (up to $600) when you pay your cell phone bill in full with your card; complimentary loss and damage coverage on rental cars paid in full with this card; purchase protection for up to 120 days; extended warranties on purchased items with existing manufacturers’ warranties; and trip cancellation and interruption insurance worth up to $5,000 per incident.

Small Business Ideas for Teenagers & Kids


Small Business Ideas for Teenagers & Kids

One possible reason for this could be that many teens rely on part-time jobs to help pay for college and living expenses during college, and without a job, they could see their dreams of higher education pushed back several years – or even disappear entirely.

Solution: Entrepreneurship

I started my first business several years out of my teen years, at the age of 23. I became an entrepreneur for one reason: I couldn’t find a job anywhere. I had great references, I graduated college with a 4.0 GPA, and I was a diligent worker. And yet even Starbucks didn’t call me back. This frustrating time of my life went on for several months. Finally, I realized that if I couldn’t get a job, I’d make one for myself.

I’ve been an entrepreneur ever since.

Today’s teens have an incredible advantage over past generations: More resources to build knowledge and skills are available than ever before. If they have the courage and persistence to take advantage of them, the opportunities are truly great.

While starting a business isn’t easy, it will change your life for the better. You will learn to think on your feet, overcome tough challenges, be creative, manage finances, be diplomatic, and lead your team.

Good Business Ideas for Teenagers

Thanks to the Internet, the resources to learn a brand new skill are at your fingertips. Just be sure, regardless of what business or skill you wish to study, that you find a qualified online source to learn from. The Internet, though invaluable, has a vast amount of misinformation to be wary of.

Here are a few business ideas to consider:

1. Social Media Consultant

As a teen growing up in the Internet age, you have a serious advantage over many adults. Your familiarity with the World Wide Web will make learning and understanding social networking, search engines, and blogging much simpler. Companies pay good money for those with expertise in these areas, and there are plenty of teens and young adults who make a great living as social media consultants.

How to Get Started: There are books and websites that will teach you the ins and outs of how to effectively use social networking as a promotional tool. You can even sign up for a social media marketing course on Udemy. These will teach you basic and advanced topics. Learn how to apply these skills to small businesses in your area, and offer your services creating, managing, and maintaining a blog, a Facebook page, and a Twitter account for a monthly fee.

Social Media Consultant2. Etsy Retailer

Do you know how to make awesome necklaces? Do you paint, knit scarves, take photographs, or make your own soap? Do you have a great eye when it comes to picking out vintage clothing?

Selling your artwork, jewelry, and other clothing and crafts on Etsy is a great way to earn money, and you can do it right from your home. There are plenty of artists who make enough on Etsy to ply their craft full-time, so if you’re “crafty,” selling on Etsy is worth considering.

How to Get Started: Take a look at the art, jewelry, clothing, or vintage items you have. Is it good enough to sell? If it’s something you like, then chances are that someone else will like it too. Keep in mind that you can also sell gourmet cookies, cupcakes, sauces, and candy and chocolate on Etsy.

If you do not currently create arts or crafts – but you would like to start – scour the web to search for easy DIY projects. For instance, fashion blog Honestly, WTF has an awesome DIY section, as well as BLDG 25.

3. Babysitter

Babysitting is a great way to earn money because there are almost no start-up costs. All you need is a great reputation or great references, and the ability to find local parents.

How to Get Started: Post fliers in your neighborhood advertising your services. Join sites like Sittercity and Care.com to put up a profile and find jobs. Keep in mind that if you have special skills, such as CPR training or any certified childcare training, you’ll stand out from the pack.

4. Kids’ Taxi Service

Parents are always stretched for time, so why not start shuttling their kids to ballet, violin, karate, or soccer practice? Parents can stay at work longer or spend more time relaxing and cooking dinner while you drive their kids to after-school activities.

How to Get Started: There are a few things you’ll need for this business idea. First, teens are often seen as untrustworthy drivers. Therefore, you will need a reliable car and the ability to prove that you’ve never been in an accident or received a driving violation. You’ll also need a good car insurance policy, ideally with high medical coverage amounts for your passengers. A couple of great options include Liberty Mutual and Esurance. And you’ll likely want to invest in two quality car seats if you’ll be transporting children who require them.

Keep in mind that in some states you need to be 18 years of age or older to transport people younger than 20. Be sure to check your own state laws to see if you’re eligible.

Kids Taxi Service

5. Computer Tutor

Chances are, you’ve been using a computer for as long as you can remember. You know how to troubleshoot, how to organize files, and how to use Google to find whatever you need. Though these are essential modern skills, not everyone possesses them. Therefore, you have the opportunity to impart your knowledge and work as a computer tutor for older adults, teaching them how to set up an email account, navigate the Web, or sign up for RSS feeds.

How to Get Started: Talk to your local public library or community center about creating a computer tutoring class. Ask questions to find out what people need and want to learn. Often, residents will stop by such places that offer adult education to inquire or make requests for specific classes. You can also distribute flyers at senior centers or senior communities – just first check to see if they allow soliciting.

Another option would be to create a course on Udemy. You have full control over course materials and you set your own rates.

6. Errand Runner

The more people are pressed for time, the more they hate running errands. Therefore, you can start a business to run errands for them. For instance, you can pick up groceries, take the dog to the vet, pick up kids from daycare, and chauffeur older kids to the mall or to a friend’s house. You need to be a jack-of-all-trades, but it’s actually rather easy work.

How to Get Started: Seniors, upper-middle class families, and busy parents are all part of this target market. You’ll need a reliable car and good references, as some of your duties may involve handling other people’s money. You might also want to consider offering a “senior discount” to get your foot in the door, or even working for free for the first few jobs in order to get some great testimonials. Use TaskRabbit and Craigslist to search for opportunities. If you’ve already turned 18 you can become an Instacart shopper, delivering groceries to customers.

7. Moving Assistant

Moving is stressful, especially when you have a lot of possessions or a large house to organize. My first business was professional organizing, and moving assistance was one of the services I offered. This was a popular service, especially for seniors who find packing and moving to be physically and emotionally difficult.

How to Get Started: Start by helping someone move for free. Take pictures of everything you do, and put up a simple website advertising your services. Be sure to also obtain a testimonial from the people you help.

Next, start networking with senior centers and neighborhoods. When seniors move in, they always have to dramatically pare down their possessions. By partnering with senior living facilities, you can help incoming residents pack up their old home and move to the community.

Moving Assistance Services

Best USB Flash Drives for Storage on the Go


Best USB Flash Drives for Storage on the Go

USB flash drives are so plentiful that they’re often given away for free, but not all are created equal. Picking the right drive can save you from slow transfer speeds or extra bulk on your keyring or in your bag.

These nine options cover everything from spacious and speedy to rugged drives that can hold up to daily wear and tear.

Best Overall: Extreme Go 64GB

There are plenty of cheaper flash drives available, but the speed and reliability of SanDisk’s Extreme Go make it well worth them added cost if you’re regularly moving large files around. The drive’s retractable plug means there’s no cap to lose, and both the 64GB and 128GB drives are backed by SanDisk’s generous lifetime warranty.

Best Budget Pick: Ultra Flair 16GB

You can get even cheaper USB 2.0-only drives, but stepping up to a USB 3.0 drive will save you from the frustration of file transfers that seem to drag on forever. Despite its low price, SanDisk’s Ultra Flair drive has an all-metal enclosure for added durability and still comes with a five-year warranty.

Best for Laptops: FIT Plus 128GB

If you’re regularly running up against the storage limits of your laptop you may want to consider an ultra-compact flash drive like the Samsung FIT Plus that can simply be left plugged in all the time. It’s available in sizes up to 512GB and promises read speeds of 300MB/s, which The Wirecutter found it got close to in real-world tests (though write speeds are slower).

Best Design: Flash Survivor Stealth 128GB USB

It may be a bit much if you’re just passing files around the office, but the Corsair Flash Survivor Stealth drive is ideally suited to more hazardous job sites or outdoor adventures. It’s built from anodized aircraft-grade aluminum and is fully waterproof and shock-resistant, while a five-year warranty helps add even more peace of mind.

Best Performance: Supersonic Rage 2 Series 128GB

USB flash drives don’t always live up to their stated read/write speeds, but Patriot’s Supersonic Rage 2 is one that won’t disappoint. PC Gamer found it to be the fastest flash drive they’ve tested, and it’s available in spacious 256GB and 512GB versions in addition to the more budget-friendly 128GB model.

Best for iPhones: iXpand Flash Drive 64GB

Phone and tablet storage can often get even more cramped than your laptop. If you’re looking for a quick way to free up space on your iPhone or iPad, SanDisk’s iXpand drive is a great option, while the company’s Ultra Dual Drive m3.0 ($15) offers a similar solution for Android users.

Best USB-C: Duo Plus 32GB

Contrary to what you might think, USB-C flash drives are generally slower than their USB 3.0 counterparts, but they are worth a look if you’re tired of using dongles all the time. This one from SanDisk has a two-in-one design that’ll let you easily transfer files from USB-C to non-USB-C devices, and is available in sizes from an affordable 32GB model all the way up to 256GB.

Best Keyring Drive: DataTraveler 16GB

Adding a flash drive to your keyring is a great way to ensure that you always have some available storage or key files with you at all times. This Kingston drive is small enough that it won’t add much bulk if your keyring’s already on the heavy side, and its metal enclosure means it should hold up to being tossed around day after day.

Best Style: BAR Plus 64GB

Style may not usually be a top concern when it comes to flash drives, but Samsung’s BAR Plus will easily stand out in a sea of nondescript drives. What’s more, its sleek metal casing also serves to make it more durable, and it doesn’t demand much of a premium over similarly speed drives.

Best External Hard Drives To Back Up Your Digital Life


Best External Hard Drives To Back Up Your Digital Life

Don’t wait until you’re running out of space on your computer to get a good external hard drive. External hard drives are more affordable than ever, and our eight favorite drives fit all needs, like a hard drive that can survive the elements or a powerful solid-state drive (SSD) that can store multitudes.


Best Overall: Elements External Hard Drive


If you’re looking for a ton of storage that’s still portable, this 4TB WD Elements drive is tough to beat. While it can’t compete with the speed of an SSD, it should be plenty fast for most uses and includes USB 2.0 and 3.0 connectivity. You can also step down to 2TB or 3TB models in the same line, but the price-per-megabyte makes the 4TB drive the most compelling of the bunch, and gives you room to grow even if you don’t need all of that space right away.

Extreme Portable External SSD


SanDisk’s Extreme Portable SSD started out expensive but is now more affordable than ever. Its rugged design means you can go just about anywhere and it comes with a hole purpose-built for a carabiner. That toughness is further backed up by three-year warranty for some added peace of mind.

Expansion Portable External Hard Drive

Seagate’s Expansion drive is another popular option for a basic, inexpensive external hard drive. It’s the overall bestselling external hard drive on Amazon where it also gets consistently good customer reviews. While it does work with Mac, its compatible with Windows out of the box, so you’ll need to reformat.

My Book Duo (20TB)

Most of us only need a terabyte or two, but more demanding users need more. Western Digital’s My Book Duo series of drives might be worth a look. They’re available in a range of sizes from 4TB all the way up to 20TBs. That enormous capacity means the drive will up a lot of desk real estate, but at least it makes the most of its hulking presence by doubling as a USB hub with a pair of USB 3.0 ports.

T5 Portable SSD


Samsung’s T5 is an affordable option if you need speed but not a ton of storage. In addition to featuring the speed you get from an SSD, these Samsungs also are some of the most portable drives around, boasting a palm-sized, all-metal design.

Canvio Connect II


For most users, a 1TB drive will be all the storage they’re likely to need. That will give you plenty space to back up an average laptop with plenty of room left over. Toshiba’s Canvio Connect II is one singled out by Laptop Mag as a great, inexpensive drive that offers speedy performance and compatibility with both Mac and Windows.

Backup Plus Slim

It’s neither as fast nor as portable as an SSD drive like the Samsung T5, but Seagate’s Backup Plus Slim is a fair bit thinner and lighter than many standard external hard drives. That, combined with its reliability and overall performance, helps make it the Wirecutter’s pick for best portable hard drive.

HD830 External Hard Drive

Built to withstand the elements like SanDisk’s extreme drive, you’ll make trade-offs in weight, speed, and portability with ADATA’s HD830, but PCMag found that it was able to easily withstand being dropped and submerged in water. It can even survive being run over by a car (though hopefully that never happens).

Apple Is a Credit Card Company Now


Apple Is a Credit Card Company Now

The easiest manner to make more money is to have an truely tremendous amount of it already. Apple, that’s sitting on a conflict chest of about $250 billion, is leaning into that truth with full pressure. With Apple Card, its very very own credit card, Cupertino is becoming a financial offerings enterprise.

Why Apple Made a Credit Card

As we noted in the fall, Apple had a hassle. The Tim Cook-led tech large sat upon a mountain of cash it crafted from promoting a boatload of iPhones. But the arena is passing top cellphone now that most of the people have a good one and each year’s new slate of devices is not especially interesting. Discontented investors demand growth, which means that even large Apple need to discover greater methods to make cash.

That explains Apple’s Monday, March 25 big occasion. On the degree previously reserved for brand new gadgets, Cook and business enterprise rolled out some of paid services. Apple News+ offers access to choose newspapers and magazines for a monthly fee, Apple Arcade offers a package deal of video games, and Apple TV+ may be a streaming service proposing original programming.

The most curious improvement, however, become Apple Card.

How It Works

Basically, it is a rewards card that lives to your iPhone and is deeply included with Apple Pay. The agency will provide you with 3% cash lower back on purchases from Apple itself, 2% on whatever you purchase by swiping with Apple Pay, and 1% on any purchases with the fancy titanium bodily credit score card Apple gives with the account. These rewards come in the shape of Apple “Daily Cash,” which seems to be rewards cash it’s useable as coins anywhere that’ll take delivery of Apple Pay.

The Apple Card—that’s added to you with the aid of the monetary backing of Goldman Sachs and Mastercard, by way of the manner—differs from wellknown cards in a few other important approaches. There is no credit score card variety, expiration date, or CVV. Instead, the account is tied in your iPhone/Apple ID and generates a completely unique quantity for each unmarried transaction (doubtful how this can combine with online purchases wherein the ones are required fields and Apple Pay is not yet an choice). The organisation claims it’ll cast off the puzzling names to your credit card announcement that make it hard to ID purchases, changing them with clear labels showing the enterprise in which you spend your Apple money.

Most considerably, the company guarantees the absence of fees. No overdue prices in case you pass over your price, no annual or global fees to apply the card. Your APR will are available in someplace among 13.24 and 24.24 percentage. Apple guarantees that each one the whiz-bang spending tracking tech will show up on your smartphone, and no longer it is offerings, for privacy’s sake—which means Apple might not recognize what you acquire or wherein, stated Jennifer Bailey, VP of Apple Pay.

She also made a factor of noting that, “Goldman Sachs will by no means sell your facts to third parties for advertising and advertising.” Of direction, that declaration without difficulty elides the truth that Goldman Sachs might be the use of your facts for its personal purposes.

Nobody’s Just a Tech Company Anymore
I could not shake a deep experience of resignation at some stage in ultra-modern canine and pony show, in component because of bundles-all-the-way down destiny we appear to be facing. More basically depressing, though, is this fact: Apple was a organisation that existed in general to make stuff. Now it is becoming a enterprise that exists to fabricate cash out of the money it already has.

That may also sound stupidly apparent given the nation of tech in 2019, however it’s really worth noting as a watershed moment. Steve Jobs pioneered the Apple large display platform to expose computer systems, and then phones and drugs. Of the tech giants that now dominate the economic system, Apple held out the longest as a business enterprise that drew its identification from physical generation, whereas Facebook made cash by way of selling out your personal information, Google via promoting advertisements, and Amazon by getting its arms into each single component conceivable. This is an oversimplification, yes, however Apple made the case clear as day that it thinks of itself as a offerings employer now—or as a minimum it desires its buyers to assume that way.

5 Reasons Why Social Media Marketing is Important


Social Media Marketing is one of the highly appreciated techniques of online marketing where the small business are marketing and giving visibility to their brands, services or products on social media platforms like Facebook, LinkedIn, Twitter, YouTube etc.

Social media marketing is one of the essential and much needed digital marketing trendsamong the small businesses as it is cost-effective and holds the power to reach out to all the targeted audience in a large number in a minimum time period. And this process yields more sales/leads when compared to the old conventional marketing methods.

Here is a list of 5 great reasons to show why social media marketing is an essential need.

Social Media is Inexpensive and Effective

Social media marketing is very crucial for the small businesses as with the right social media marketing strategies; a large number of audiences can be reached in lesser time and with minimum efforts. According to the recent study by Forbes, 94 percent of the corporates are making use of social media and around 85 percent of them said that it has given their product and business more exposure.

Branding is Effective on Social Media

Social media marketing is the most trusted tool for small businesses when it comes to branding. As per a latest research, 83 percent of the customers prefer to connect to the companies through Facebook and around 53 percent on Twitter.

Customer Acquisition is Easier on Social Media Platforms

With over half of the world’s population that is registered on the social media platforms, the chances of acquiring targeted customers are fairly high. There are nearly 1.74 billion social media users as per the eMarketer and the social media platforms play a very important role in acquiring the customers to businesses.

Direct Interaction with Customers

With the help of social media, businesses can interact with their customers directly. Small businesses can attract more customers by engaging them with in several interactive methods like Q&A, Polls etc. The customers can directly communicate to the businesses and this result in a stronger trust factor among the two parties.

Generating more Sales/Leads

Social media marketing does wonder when it comes to generating sales and leads. A recent study proved that social media results in almost double the marketing lead when compared to any other alternative methodology. When people can communicate directly to the business, the trust grows and hence they can easily rely on your products and services.

After understanding all these benefits from the social media marketing, many small business now have increased the investment and also the time they spend on social media marketing. And the businesses that were active already on these platforms now share better and much useful content on their profiles to achieve better results and output. It is high time for all the businesses that are looking for branding and visibility to come online, connect to their customers and make the right use of social media platforms for their products and services.

5 Great Facebook Marketing Tips to Transform


Some of the popular and successful sites like Amazon, eBay have made it very easier to open and run an online store and to jump on the rolling cart of e-commerce. This is a boon and also a bane for the aspiring entrepreneurs because anyone can get a store running in matter of time but that also brings up all the competition that is there in the market.

Facebook is a broadcast platform and is the best possible way to tackle the huge competition but only with solid marketing strategies. For many online retailers and merchants, Facebook is much more than just a tool to drive sales. It is a platform to showcase your products, sell them, enhance visibility, and build an identity and also interacting with the customers.

There are several benefits of Facebook marketing but only if you know how to carry out the process. Here, we have a list of 5 tips that can help you transform your E-Commerce venture for good.

Market Promotions

There is no better platform than Facebook to market promotions and specials. Generate discount codes and offer these discount codes only to your Facebook fans and followers. This will prompt your customers to check your page frequently in search of attractive deals and discounts.

Useful and Informative Content

When it comes to social media, Diversity is the Key so make sure not to post one type of status all the time. While updating, try to mix it up and looks for new ways to keep your audience engaged all the time.

Engaging Audience

If a customer has posted a reply to one of your posts, take out some time and respond. Facebook is all about interactions and it is a two-way street so if you want to make name, talk and engage.

Sell the Products without Selling

No one wants to see a 24/7 promotional stunt or a selling strategy. So, instead of pushing products on your audience every time you get a chance, make an attempt to share informative and helpful articles, good videos, relevant customer reviews. Post interesting questions and topics to discuss. This will make you business more trustworthy among the customers.

Customer Service is Important

Facebook is not just an extension of your marketing strategy, it is in fact a customer service portal, which needs to be analyzed and monitored all the time. Make use of this platform to reach out to your fans and customers, respond to their queries and complaints. If a customer sends you a private message or complaint, make sure to reply to them at the earliest. Not doing so could hurt your fame and online reputation.

5 Steps to Effective Social Media Marketing Strategy


If you are reading this then it can be assumed that you already know the importance and need of social media marketing in today’s business scenario. So, let’s not discuss on the ‘Why’ part as to why social media is the most important tool for business, rather this article will focus on ‘How’ you can design an effective social media marketing strategy. Now, the how part is not always the easy answer through which you can get to the point directly but still to put it in simple terms, every small action taken on social networking sites will come under the larger marketing strategy. Meaning, each like, comment, reply, and tweet will be planned towards achieving your pre-determined goals. It may sound and look complicated, but if you plan and take a comprehensive approach to design a marketing strategy, all your efforts will get channelized naturally.

  • Determine your goals: Not just this strategy, but for any strategy the first step is setting your goals. To be able to set the goals for your social networking strategy, you must know all about social media marketing, only then you will be able to fix your objective. Once the objective is decided, the action plan can be made accordingly. Remember one thing that your social media goal must align with your broad business objective. Follow the SMART approach to write your objective. S: Specific M: Measurable A: attainable R: Relevant, T: Time-Bound.
  • Assess Your current Profile: Next very important step is to evaluate your current social media standing. This basically includes monitoring your existing connections in social media, examining which site is most popular amongst your potential market, and how does your profile looks like compared to competitors. Evaluating these three things should tell you your existing social media reach. During the process you will get many clues to design your strategy. It will serve as a route map.
  • Follow competitors or industry leaders: Yes, your customers are there in social network and so are you but your competitors too have a presence there. Of course, it is not too comforting except that you can learn a lot from them. Your competitors may be industry leaders and you can get inspiration from them on managing content and engaging audience. Don’t be a copycat, rather try to distinguish yourself from others in a way which can appeal to your market.
  • Design your content strategy and implement: Social media is all about content. Without good content you aren’t going any further. Work hard on this part and take professional help for content management. Spending on content is not a cost; it is an investment which will give great return.
  • Evaluate and follow up: This is the most important part. Once your content strategy is designed and implemented, evaluate the performance. Study the impact of your new strategy on social media and business. It may need some changes, if it does then go ahead and make those adjustments.

Social Media Marketing is not a one-time task it requires consistent efforts to show results. Make the best use of social media and see the change in your business.